If you’re interested in securing Cadillac financing but aren’t sure where to begin, our dealership can help you figure everything out. From the basics of vehicle finance offers and what they entail to what you can do to improve your chances of getting approved, we can help you along the entire journey. Contact Scott Cadillac today to learn all there is to know about Cadillac financing and how it works.
What Is Financing?
Cadillac financing refers to securing a loan to purchase a vehicle. You’ll work with our finance team and a financial institution to agree on a payment plan that includes vehicle costs and interest. This allows you to drive a vehicle out of our showroom without paying the full price upfront. Whether you’re looking for a new car at our Allentown, PA Cadillac dealership or want to drive a pre-owned model, you can apply for financing easily through our dealership.
What Do I Need for Financing?
When you apply for a financing offer, you’ll need to provide financial information so we can verify your credit score. The higher your credit score is, the lower your interest rate will be, so we recommend trying to raise your credit score before applying if it isn’t as high as you’d like.
We’ll need documentation that proves your identity, income, insurance, and residence. You’ll also need to make a down payment on your vehicle; the exact payment can vary depending on your financial situation, but it’s generally best to put down 20% of the loan upfront.
How Do I Start?
We recommend seeking pre-qualification for a financing offer on a new Cadillac model. Through our simple online portal, you can input your information, choose which model you want to finance, and mark whether you will be including a co-applicant. Pre-qualification can help simplify the financing process when you visit our dealership and give you a good idea of how much you will be approved for.
Apply for Cadillac Financing in Allentown, PA
If you still have questions about Cadillac financing, let our experts help you out. Contact Scott Cadillac today to schedule an appointment with our financing team and determine what your best course of action is. You can also inquire about Cadillac lease offers and whether leasing is a better option.