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Dick Genthe Chevrolet's SOUTHGATE Auto Financing Center

Pre-Qualify for New or Used Financing

Whether you're looking to buy one of our new Chevy models or a certified used vehicle from our SOUTHGATE car lot, Dick Genthe's friendly loan experts are here to make sure you get the most affordable payment options available. Once you've found the perfect car, fill out the quick financing application below and we'll work with your credit to get you a loan - even if nearby Dearborn or Detroit bad credit car loan companies have turned you down. Countless Michigan Chevrolet shoppers make the drive to our SOUTHGATE auto lease center because they know that our experts will walk them through the buying or leasing process without any hassle. 

At Dick Genthe Chevrolet's, we employ only the most qualified and trained finance managers. Our managers are here to make sure that you are protected and that all of your questions are answered. If you have questions, please do not hesitate to call us at

Complete Dick Genthe Chevrolet’s Online Finance Application to Get Approved Almost Instantly

If you’re shopping for a new Chevrolet or used car, truck, or SUV, chances are you are searching for an affordable auto loan. When you shop with the professionals at Dick Genthe Chevrolet, you can get pre-approved almost instantly from the comfort of your office or home. In other words, we make it easy for our Southgate and Dearborn customers to apply for financing. For added peace of mind, our online application is secure, simple, and fast! All we ask is that you enter some necessary information along with your contact info, and one of our specialists will be in touch with you shortly after. Think of it this way; if you get approved now, you’re going to be saving a lot of time at our dealership.

By getting pre-approved right now, you can shop with confidence knowing exactly how much you can spend on a new or used car. That way, you can focus on your set budget and the vehicles that match your budget. For our Taylor, MI customers who have already gone through the pre-approval process, feel free to buy whenever you’re ready to do so.

Dick Genthe Chevrolet near Woodhaven has the Chevrolet Silverado 1500, Equinox, or Cruze prepared for you to finance or lease. Our experts are standing by to answer any questions or concerns you may have about the financing process. 

If you can’t make it in today, please give us a call or contact us online. We can’t wait to meet you!

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              Answers to Frequently Asked Questions About Auto Financing from the Experts at Dick Genthe Chevrolet

              Do you find the world of auto financing a bit intimidating? If you're like some of our Dearborn, MI customers, it might be because you feel like you are not as informed as you want to be about the topic. When it comes to the car buying process, our dealership wants all of our customers to feel as comfortable as possible when they are making their decisions. We feel that educated car shoppers feel much better about their car purchase or lease. As always, our finance team is here whether you have auto financing questions or want some assistance with the online credit application. Dick Genthe Chevrolet, located at 15600 Eureka Road in Southgate, MI, is your resource for everything regarding auto loans and leases. Below are some frequently asked questions we get about auto financing, as well as the answers.

              Buy vs Lease Questions

              Should I Lease My New Car, Truck, or SUV?

              Leasing is an intriguing financing option for many Taylor, MI drivers. Our finance experts can go over your current driving habits and budget to discuss whether it is a good choice for you. In general, leasing tends to attract drivers who don't drive more than 15,000 miles a year. They also tend to be the type of people who want a new car every few years. Many lessees aren't interested in the personalization of their vehicle.

              Is Buying My Next Vehicle the Best Choice for Me?

              Buying your next vehicle with an auto loan might be the best option for you. Our finance team is quite adept at helping people discover which financing choice is best for their needs. Overall, financing draws lots of Woodhaven, MI customers who have an unpredictable driving schedule and enjoy customizing their vehicles. They also like to hang onto their cars for a long time.

              What Are the Advantages of Leasing?

              Some of the advantage of leasing include:

              • A low monthly payment on a new Chevy car, truck, or SUV
              • The ability to get the latest features in a new car every few years
              • Protection under the manufacturer's warranty for at least most of the time you have the vehicle.

              What Are the Advantages of Buying?

              Buying your next car will get you these advantages:

              • Equity at the end of the car loan that you can use toward a new vehicle
              • No worries surrounding mileage limitations
              • End-of-lease obligations are not a concern

              Credit Questions

              Can I Get a Car Loan if I Have Bad Credit?

              The finance team at Dick Genthe Chevrolet has a Guaranteed Credit Approval program that is designed to help folks who need a second chance. If you have experience rejection from car dealers and lenders because of your past credit history, come see our finance team. We have many years of experience assisting customers with poor credit get the auto financing they need.

              How is My Interest Rate Determined?

              Your interest rate reflects how the lender views you as a risk. They look at a variety of factors, including your credit history, income, and employment length to determine your risk factors. If you have a stable employment history, a good income, and your credit history reflects that you handle your debt well, you can expect a lower interest rate.

              If I have Bad Credit, What Kind of Things Can I Do to Better the Interest Rate I Receive?

              Having bad credit certainly makes it more likely that you will get a higher interest rate with your approval for an auto loan. Some of the ways that you can get a better rate include making a larger down payment and getting a co-signer with great credit. Both of these factors will decrease your risk in the eyes of a lender.

              Dealership Questions

              What Resources Does Dick Genthe Chevrolet Have to Assist Me with My Auto Financing?

              Our finance center has a wealth of resources to assist all of the customers who walk through our doors. We have experienced finance professionals who have many years in the auto finance business. They have extensive history working with car shoppers from all types of credit backgrounds. Our dealership also has a vast array of lending partners that we work with to try and secure you the best car financing available.

              Contact Us

              Dick Genthe Chevrolet, in Southgate, MI, is always here to answer any of your auto financing questions. Contact our dealership, or apply for credit with our team, so we can start the process of getting you into a new car, truck, or SUV of your choice today.